Flourless Chocolate Banana Oat Loaf

Prep Time: 10 minutes
Bake Time: 35–45 minutes
Servings: 6–8 slices

A soft, rich loaf made with oats, bananas, and cocoa. It contains no flour and has a naturally sweet flavor from ripe bananas.

🧺 Ingredients

120 g oat flakes (use certified gluten-free if needed)
250 ml hot milk (dairy or plant-based)
2 medium ripe bananas
2 eggs
4 tablespoons (45 g) cocoa or carob powder
1 tablespoon baking powder
A small pinch of salt
40 g chopped nuts (walnuts, pecans, or almonds)
Sugar-free dark chocolate, melted or finely chopped (for topping)

👩‍🍳 Instructions

1️⃣ Soften the Oats

Place the oat flakes in a mixing bowl.
Pour the hot milk over them and stir gently.
Let them rest for about 10 minutes, so the oats absorb the liquid and become tender.

2️⃣ Prepare the Banana Mixture

Peel the bananas and place them in a separate bowl.
Mash them with a fork until smooth and creamy.

Add the eggs and whisk gently until the mixture looks evenly blended.

3️⃣ Combine the Batter

Add the cocoa powder, baking powder, and salt to the banana mixture.
Stir until smooth and well mixed.

Add the softened oats and milk to the bowl.
Mix gently until everything is evenly combined.

Fold in half of the chopped nuts, keeping the rest for the top.

4️⃣ Bake the Loaf

Lightly coat a loaf pan with oil or line it with parchment paper.

Pour the batter into the pan and spread it evenly.

Sprinkle the remaining nuts over the surface.

Bake in a preheated oven at 350°F (180°C) for 35–45 minutes, until:

The top looks set
The center feels firm
A toothpick inserted comes out clean

5️⃣ Finish and Serve

Allow the loaf to cool slightly in the pan.

Drizzle melted dark chocolate over the top.

Let the chocolate firm up before slicing and serving.

🍽️ Serving Ideas

Enjoy warm or cooled
Serve with yogurt or fruit
Pair with tea or coffee
Lightly dust with cocoa powder if desired

💡 Helpful Tip

For a finer, more cake-like texture, you can blend the dry oats briefly to make oat flour before adding the hot milk.